Mach1 Capital

Bailout financing when time is short.

When a maturity default, a missed payment, or a foreclosure notice puts a property at risk, the window to refinance is measured in days. Mach1 Capital structures rescue financing for commercial and investment property, including UCC Article 9 situations.

Loan amounts
$500K+
Property types
Commercial & non-owner-occupied SFR
Speed
Streamlined process built for speed
Reach
Nationwide
Pre-qualify562.261.3259

Situations we handle

  • Pending foreclosure or notice of default
  • Matured loans the current lender won't extend
  • UCC Article 9 (mezzanine / equity pledge) foreclosures
  • Distressed commercial and SFR investment property

A strong fit for

  • Owners facing foreclosure with equity in the property
  • Borrowers whose lender won't extend a matured loan
  • Sponsors in mezzanine or equity-pledge default

How a bailout loan works

A bailout loan pays off the distressed debt and buys time to execute a sale, refinance, or turnaround. Lenders in this space underwrite equity and exit more than recent payment history.

The earlier you reach out, the more options there are. Send us the loan balance, the property's value, the foreclosure timeline, and your plan for the property, and we'll tell you quickly what's realistic.

Come prepared, close faster.

To quote your deal

  • Detailed loan request summary
  • Property address & as-is value
  • Requested loan amount & term
  • Clear exit strategy
  • Credit / FICO score

Supporting documents

  • Personal financial statement (PFS) & REO schedule
  • Sources & uses of funds breakdown
  • Resume of experience
  • Rent roll / lease · existing mortgage (if any)

Move fast

  • Streamlined process built for speed
  • Entity docs & evidence of insurance
  • We coordinate escrow & title
  • Bilingual support · Hablamos Español

Foreclosure bailout loans: FAQ.

Can a loan stop a foreclosure?
If there's enough equity in the property, a bailout loan can pay off the defaulted debt before the sale date. Timing is critical, so contact us as early as possible.
What is a UCC Article 9 foreclosure?
A foreclosure on a pledge of ownership interests — common with mezzanine loans — rather than on the real estate itself. These move faster than a standard foreclosure, and we structure financing for them.
Do you finance owner-occupied homes in foreclosure?
No. Bailout financing covers commercial and non-owner-occupied investment property.

Tell us about the deal.

Send the basics and we'll come back within one business day with an indicative structure, target lenders, and a path to closing.

Pre-qualify

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