Mach1 Capital

Assisted living and senior care financing.

Senior housing and care facilities are underwritten on both the real estate and the operation, which narrows the field of lenders. Mach1 Capital arranges acquisition, refinance, ground-up, and expansion financing for assisted living and senior care properties nationwide.

Loan amounts
$500K+
Uses
Acquisition, refi, ground-up, expansion
Leverage
Reviewed case by case
Reach
Nationwide
Pre-qualify562.261.3259

What we finance

  • Acquiring an existing assisted living facility
  • Refinancing senior care real estate
  • Ground-up senior housing development
  • Expanding or converting an existing facility

A strong fit for

  • Operators acquiring or expanding facilities
  • Investors partnering with experienced operators
  • Developers building senior housing

Why specialty assets need specialty lenders

Lenders look at occupancy, operator experience, licensing, and the facility's financials alongside the property itself. Many general commercial lenders don't lend on the asset class at all.

We take these files to the lenders in our network that actively finance senior care, so you're not pitching a bank that will say no on asset type.

Come prepared, close faster.

To quote your deal

  • Detailed loan request summary
  • Property address
  • Purchase price & as-is value
  • Requested loan amount & term
  • Target LTV & loan exit strategy
  • Credit / FICO score

Supporting documents

  • Personal financial statement (PFS) & REO schedule
  • Sources & uses of funds breakdown
  • Resume of experience
  • Executed purchase agreement
  • Rent roll / copy of lease
  • P&L for 2 years · appraisal (if available)

For final underwriting

  • 1003 application & authorization form
  • Evidence of insurance (EOI)
  • Entity docs · Phase 1 report (if available)
  • Borrower provides purchase contract, escrow & title

Assisted living & senior care loans: FAQ.

Do you finance assisted living facilities?
Yes — acquisition, refinance, ground-up, and expansion financing for assisted living and senior care facilities nationwide, from $500K.
What do lenders look for in a senior care loan?
Operator experience, licensing, occupancy, and the facility's financial performance, alongside the real estate value.

Tell us about the deal.

Send the basics and we'll come back within one business day with an indicative structure, target lenders, and a path to closing.

Pre-qualify

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